National Health Insurance unpaid inquiry Payment method (disadvantages in case of non-payment)
Non-payment of national health insurance premiums can result in various disadvantages. If there is an amount that is currently pending, you must quickly inquire and complete payment so that various problems can be resolved. This is a direct payment method through the National Health Insurance website.
How to check unpaid health insurance premiums and how to pay
National health insurance is divided into employee subscribers and local subscribers. Employer subscribers literally live a job, receive a salary, and are subject to collection of the 4 major insurances. One of the four major insurance premiums is health insurance premium, and it is an automatic collection system. Local subscribers are all eligible, excluding employee subscribers such as the self-employed, sole proprietors, and retirees.
If you go to work and raise income by doing personal work after leaving the company, you will be changed to a local subscriber. In this case, you must pay separately by direct debit. However, if you think about and forget about the insurance premiums that were automatically collected from your paycheck, you will receive a delinquent bill. If you delay paying for a month or two, your insurance premiums will snowball and you will be charged late fees, which you cannot afford to pay all at once. Therefore, if there is an unpaid amount, it is recommended to pay as soon as possible after inquiry. 국민건강보험 미납 조회
▶ Go to Inquiry and Payment 좋은뉴스
1. Access the National Health Insurance homepage.
2. After registering as a member, log in with your personal simple certificate or joint or financial certificate.
3. Select the home screen medium premium inquiry/payment icon.
4. Select ‘Insurance Payment’ from the list on the left menu once again.
5. Check the unpaid details and check the premium for the month you want to pay.
● Premiums can be paid in part or in full.
6. After checking the total amount of the selected payment, select a payment method and complete the payment.
Once payment is complete, the overdue history will immediately disappear within about 10 minutes.
Disadvantages of not paying health insurance premiums
I also went to work and quit and was earning income by running my own business. While continuing to live without recognizing the health insurance premium, I received a bill and paid a substantial amount in arrears because I was in arrears. What happens in case of arrears is as follows.
1. Demand notices are sent and delivered by registration at least once a month
2. Any unpaid amount will be prorated and a late fee will be added. Late fees are included in the outstanding leases identified above, so you can easily see what has accrued on a monthly basis.
3. There are restrictions on business loans, etc. Because of the history of delinquency of health insurance, problems arise in benefits such as small business government support policies.
4. You may receive a pay limit notice. Under the advance payment restriction system, if you are in arrears more than 6 times, you will receive a notice.
5. A decision may be made to seize your personal property (real estate, car, etc.).
In conclusion, as a result of my own experience, dunning bills and late fees have occurred for a considerable period of time. In addition, small business loans, which are part of the government policy, could not proceed. However, there was no wage restriction or seizure of property, which required the person to pay the full cost of the hospital bill. I was able to receive medical insurance benefits normally and receive hospital treatment. However, it may differ depending on the individual and the situation, and since the laws of the Health Insurance Corporation have been established, we hope that you pay your insurance premiums well without non-payment.