What is the National Pension Refund?
What is the national pension refund? It means that the national pension premium paid by the people is returned to the subscriber in case of double payment or mistaken payment.
However, you must apply in person, and the right expires after 5 years of the refund, so you must apply and find it before that. 국민연금 환급금
Table of Contents 좋은뉴스
What is the National Pension Refund?
How to inquire and apply for refund of national pension
Types of National Pension Refunds
Self-Payment Upper Limit
National Pension Estimated Receipt Amount and Inquiry Method
National pension age
Frequently Asked Questions
How to inquire and apply for refund of national pension
Insurance premiums were overpaid or normally charged, but refunds will occur due to retroactive loss of eligibility and retroactive reduction adjustments in the assessment data.
You can inquire and apply for refunds from the National Pension Service on the website of the National Health Insurance Corporation, and you will need to go through a simple authentication process.
refund
Access the Health Insurance Corporation homepage
In the center of the main page of the Health Insurance Corporation, click Search/Request Refund. National Pension Refund
Proceed with identity verification process
Proceed with the identity verification process using a joint, financial certificate or simple certificate. National Pension Estimated Receipt
Request for refund
If there is a refund, press the red refund request button in the middle. National Pension Estimated Receipt
Refund application details
You can search refund application details in the category on the left. Estimated Receipt Amount of National Pension
Types of National Pension Refunds
There are four types of refunds: insurance premium refunds, refunds for other collections, refunds for corporate contributions, and subsidy for partial cost of drug expenses. For more details, please refer to the below.
Refund money refunded to the payer in case of double or mistaken payment of insurance premiums
Other Collections Refund A system to return refunds that occurred due to overpayment of other collections, cancellation of decision, etc.
Refund of public corporation contributions If a person who is restricted from advance payment due to default on insurance premium pays the medical care benefit cost (100%) and receives medical treatment, health insurance is applied to return the already paid medical expenses
Partial cost-sharing support system for patients who have received expensive new drugs
Self-Payment Upper Limit
The co-payment ceiling system is a system that returns the difference when a certain standard is exceeded in order to relieve the economic burden on households caused by excessive medical expenses for patients with high or severe diseases.
The maximum amount of the co-payment ceiling system varies slightly each year by income quintile, but this year it is as follows.
830,000 won for the 1st quartile (1.28 million won when hospitalized in a nursing hospital for more than 120 days)
2nd to 3rd quintile: KRW 1.03 million (KRW 1.6 million if admitted to a nursing hospital for more than 120 days)
4th to 5th quintile 1.55 million won (2.17 million won for hospitalization in a nursing hospital for more than 120 days)
6th to 7th 2.89 million won
8th quarter 3.6 million won
9th quarter 4.43 million won
5.98 million won in 10th place
The lower the income quintile, the lower the upper limit, so the benefit increases.
Health insurance directly pays medical institutions over the maximum amount of advance benefit for the relevant year.
Post-reimbursement Payment of the co-payment to the medical institution, and refund of the excess of the reimbursement of the co-payment for each individual in the following year
There are a total of two ways to get back the maximum amount of your contribution, which is pre-payment and post-refund.
National Pension Estimated Receipt Amount and Inquiry Method
Even if you have not reached the age to receive the national pension, you can check the expected amount of the national pension according to your current income status, expected income increase rate, subscription period and age.
You can check the expected amount of the national pension after going through a simple authentication procedure on the website of the National Pension Service.
National pension refund
National pension age
The national pension is also called old-age pension, and when the subscription period is 10 years or more and the payment start age by year of birth is reached, the basic pension amount and dependents pension amount are added together and paid for the rest of the life.
Year of Birth Old Age Pension Early Old Age Pension Deferred Old Age Pension
Born before 1952 Age 60 Age 55-59 Age 61-65
Born between 1953 and 1956 61 years old 56-60 years old 62-66 years old
Born between 1957 and 1960 62 years old 57 to 61 years old 63 to 67 years old
Born between 1961 and 1964 63 years old 58-62 years old 64-68 years old
Born between 1956 and 1968 Age 64 Age 59–63 Age 65–69
Born after 1969 Age 65 Age 60-64 Age 66-79
The old-age pension can be withdrawn early or deferred. Please check the table above for details.
Frequently Asked Questions
Can I unconditionally get back the amount I paid for the national pension later?
The longer the period and amount paid, the higher the pension amount, and depending on the time of death, you may receive less than the amount paid.
Can I get a refund from the national pension?
You can receive it if you have paid the national pension for 10 years or more and the age of receipt matches.
Do I have to pay the national pension right away as soon as I submit my business registration certificate?
You are not immediately subscribed as soon as you submit your business registration certificate, but we send you a sign-up notice if you are subject to subscription after obtaining regular data.