국민카드 해지 Termination of Kookmin Card

How to cancel KB Kookmin Card
After cancellation application, annual fee refund procedure

How to cancel KB Kookmin Card
KB Kookmin Card cancellation is possible through the Kookmin Card Customer Center (1588-1688), the Internet (Kookmin Card website), or mobile (KB Kookmin Card app).

※ This article was written based on mobile.

국민카드 해지

First, run the KB Kookmin Card app.

 

After logging in, click the full menu (three lines drawn) in the upper right corner. 국민카드 해지

 

Next, click ‘Card Management’ in the My KB tab. 좋은뉴스 

 

After selecting the card you want to cancel, click ‘Cancel Card’ at the bottom.

 

This will take you to the Card Cancellation window. Now select the reason for canceling the card. Possible cancellation reasons include dissatisfaction with transaction conditions, service dissatisfaction, annual fee, and limit. (Honestly, the reason for termination is not that important.)

 

Next is the identity verification step. Enter the first two digits of the card password.

 

If you have difficulty entering the first two digits of your card password, you can authenticate through your mobile phone or a joint certificate (former public certificate).

 

After completing the identity verification, the card cancellation process is completed.

 

After cancellation application, annual fee refund procedure

With a credit card, you pay an ‘annual fee’ once a year, right? This annual fee can be refunded for the remaining annual fee upon card cancellation. I paid a year’s worth of membership fees, but I canceled my card less than a year later, so it’s natural to get a partial refund.

The remaining annual fee will be automatically deposited into your card payment account. The deadline for depositing the remaining annual fee is 1-2 business days after the card cancellation date.

 

Around 1 business day from the card cancellation date, the remaining annual fee of KRW 7,740 was deposited. I’m going to buy you a cup of coffee or something with this.

 

Card cancellation correction period
Kookmin Card can apply for card cancellation correction. It is a service that allows you to revive a canceled card.

 

Kookmin Card cancellation correction application is available only for cards that have expired within the last 30 days.