How to apply for refund of national pension
In general, if you pay the national pension monthly, you will receive a certain amount of pension every month from a certain age.
What is the lump sum refund of the national pension?
Lump-sum refund is a benefit paid in a lump sum by adding interest to the insurance premiums paid so far in cases where a member of the national pension can no longer maintain eligibility for pension benefits due to reaching the age of 60, death, loss of nationality, or emigration. no see. 국민연금 해지
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The lump-sum refund of the national pension has the advantage of being able to have a lump sum of money as you can receive the national pension payment and interest at once if you are over the age of 60 while paying the pension every month as an employee.
Not all lump-sum refunds can be requested. You can apply only if you meet the eligibility requirements.
Eligibility to receive lump-sum refund
If a person who has been enrolled for less than 10 years has reached the age of 60
In the event that an insured person or a former insured person dies but is not eligible for survivors’ pension
In case of loss of citizenship
If you moved abroad
The age to receive the lump-sum refund has been raised to 61 years old for those born in 1953-1956, 62 years old for those born in 1957-1960, 63 years old for those born in 1961-1964, 64 years old for those born in 1965-1968, and 65 years old for those born in 1969 or later Article 8), after reaching the age of 60, you can receive benefits even before you reach the age of benefit if you wish.
If you want to receive a lump-sum refund, you must apply in person, and you must apply within 5 years from the age of 60 to receive the lump-sum payment.
Lump-sum refund term deposit interest rate 0.8%
If you apply for a lump-sum refund, you will receive the total amount of the national pension you have paid in the meantime plus interest, and receive it all at once. The interest rate for a 3-year time deposit is applied and is 1.3% as of 2022.
However, if you want to receive it as a pension without receiving the lump-sum refund, you can receive it as a pension by making an extra payment (voluntary subscription) to the national pension without receiving the lump-sum refund. Actually, this is the best way. By becoming a member of the national pension again, you can receive the old-age pension.
How to check the lump-sum refund of the national pension
If you want to inquire the amount of the lump-sum refund, you can simply check it by signing up and logging in to the National Pension website. In addition, through the customer center, you can immediately check the amount, how to apply, and the date of receipt. Documents to be submitted may require a death certificate, a certificate of loss of nationality, a residence passport or a confirmation of overseas emigration depending on the reason.
Apply for lump-sum refund of national pension
The lump-sum refund of the national pension can be applied offline at the National Pension Service branch offices nationwide, and can be requested by mail, phone, or fax. (If the total insurance premium paid is less than 2 million won, you can claim by phone or fax.) If you have reached the age of 60 and claim a lump-sum refund, you can also apply online.
Go to Online Application for Lump-sum Refund
Required documents when applying for lump-sum refund
Lump-sum refund invoice
Identification card (resident registration card, driver’s license, passport, sailor’s notebook, disability welfare card or copy of disability registration card)
Beneficiary’s deposit account
In the case of a claim due to death (documents proving death such as a death certificate or detailed certificate of family relationship certificate of the deceased, related documents if necessary to confirm livelihood)
In case of claim due to overseas migration (overseas migration report confirmation or copy of residence passport, documents proving expected arrival within 1 month of departure if requested before departure (air ticket, etc.)
Claims due to loss of nationality (detailed certificate of the basic certificate of the beneficiary (including resident registration number) or certificate of loss of nationality)