Kookmin Card Installment Fee and Interest Rate Calculation Method
Kookmin Card installment fees range from 7.9% to 28.8% per year depending on the membership level, and the basic fee is 10% to 13.5% plus an additional fee of 3.5% to 7.9% for each month from installments of 3 months or more. Depending on the installment interest, there is a big difference. Kookmin Card installment interest calculation is basically calculated by the formula of ‘(installment balance × installment commission rate ÷ 12)’, and it can be easily calculated using the installment fee calculator on the homepage. Let me introduce you to it. 국민카드 할부 수수료
* Fees by KB Kookmin Card level 좋은뉴스
※ The Kookmin Card fee rate is 7.9% ~ 28.8%, and from October 28, 2011, the best 1A (A) ~ excellent 1 grade is 13.89% ~ 25.2% according to the adjustment of the individual member regular fee grade, cash advance, and Payplan fee rate, reserve The level is 18.4% ~ 21.9%, and the basic fee is 10% ~ 13.5%. The most recent fee rate adjustment according to the membership level was on September 28, 2013.
※ KB Kookmin Card has different fees depending on the membership level. Based on the ‘Best 1 (A)’ level, the cash service fee is 13.8% per year, the installment fee is 9.95% per year for 3 months, 11.45% per year for 6 months, 12 Months are 11.95% per year. The cash advance fee is calculated by the formula of ‘(cash service usage amount × commission rate by membership level) × number of days of use / 365’, and the installment fee is calculated by the formula of ‘(installment balance × installment fee rate × number of days of use (date of use – date of payment) ÷ 365) You can easily calculate using the installment fee calculator on the Kookmin Card website using the formula of ‘, After the 2nd installment (installment balance × installment fee rate ÷ 12)’.
※ You can use the Kookmin Card Installment Fee Calculator by logging in to the homepage and then going to My Lounge – Card Usage Inquiry – Installment Fee Calculator.
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To calculate the Kookmin Card installment fee, enter the usage amount in the basic information input field, select the date, select the number of installment months between 2 and 18 months, and click the inquiry button. The calculation result differs depending on the fee level. I fly For reference, in the case of KB Kookmin Card’s Best 1 (A) grade, if KRW 1 million is used for a 6-month installment purchase, the monthly payment amount is approximately KRW 166,666, the installment fee is KRW 1,590 ~ 7,951 KRW, and the commission rate is 11,45%. . This was a brief introduction to how to calculate Kookmin Card installment fees and interest rates.