One day, a retirement pension system was suddenly created, and a system was created in which the company pays retirees not through the retirement pension provider. The right to receive benefits is guaranteed and it is possible to receive not only a lump sum but also an annuity, so it is a system to ensure old age.
retirement pension system 근로복지공단 퇴직연금 조회
The retirement pension system is a system in which the company deposits funds for retirement benefits in a financial company during the employee’s tenure, and the company or the employee manages them to provide pension or lump sum payments to the employee upon retirement to ensure income security and livelihood stability.
DC, DB and IRP 좋은뉴스
Defined Contribution Plan (DC), in which more than 1/12 of the total annual wage is paid regularly and workers can directly manage their reserves; Defined Benefit Plan (DB), in which companies can directly manage; There are three IRPs that allow you to accumulate and manage the retirement benefits received upon joining or retiring.
Let’s find out how workers can directly operate and manage their retirement pension and inquire about their retirement pension. The same goes for Yulbrain, and I am subscribed to a pension through the Korea Workers’ Compensation and Welfare Corporation. I go to the website and look at the amount accumulated from time to time with a sense of pride, but sometimes it is regrettable that the problem is cyber money. Still, it’s nice to have the joy that gradually builds up.
After signing up as a member, you can check the rate of return on subscription, current status of operation, and evaluation amount. You can check which product you are subscribed to in My Information.
The company Yulbrain works for designates Samseo Fire & Marine Insurance as a management company, so you can see that the product name is written like this and that it is a DC type. In the balance inquiry by product, you can see the purchase principal, balance amount, evaluation amount, and rate of return at a glance.
The menu is structured so that you can see it at a glance. If you click Asset Status, you can check the expected retirement benefit.
You can inquire the estimated amount of post-tax or pre-tax retirement benefits, and it is possible to withdraw the sum of the severance pay paid by the company + the evaluation of profit reflecting the rate of return.
When you apply for retirement pay directly through this menu, you can check whether the amount has been deposited correctly, so it would be nice to refer to it.
Early withdrawal of retirement benefits is not something everyone can do. It must fall under the five major reasons that have been set, but even this is possible for the DC type. In the case of DB, there are also products that provide mortgage loans in other ways, but I think it would be great if a new system was established to enable special payments for the aftermath of an emergency situation like this time.
You can check the payment progress in the payment progress inquiry menu when applying for early withdrawal, such as personal rehabilitation, bankruptcy, buying a house, or for long-term treatment, or when resigning from the company.
It also comes with the expected payment date, so there is an advantage that you can check it from time to time without waiting.
You can check the current standard balance rate of return, payment confirmation, payment result notification, balance statement, etc. through the application for certificates, so you can check how much profit you have and how much is accumulated through the certificate issued.
Forms for termination, withdrawal, subscription and management can be downloaded and used from the Korea Workers’ Compensation and Welfare Corporation retirement pension website, so it would be helpful to refer to them.
It is a fund that cannot be used right away, but I am trying to work hard today, thinking that the day will come when I can feel the pension accumulated one by one when I leave the company.
These days, it’s a difficult situation in many ways because of the corona, but I hope everyone will overcome it quickly by working hard with one mind and one will.